Cardholder verification

Cardholer's card account can be verified without debiting any funds from it. To do this, pass the VERIFY value in the paymentMethodOptions block of a payment request.

When the VERIFY feature is used, the payment card will be verified to make sure it is used by its legitimate owner. If 3-D Secure is available for the card, then 3-D Secure verification will be performed. The amount parameter of the verification request can be 0. Even if some amount is passed in the request, no charge will be made.

If the VERIFY feature is passed together with the merchantCustomerID parameter, it can be used to store a credential without payment. Read more in the stored payments section.